CCTV News:In September this year, the Nanxian Supervision Committee of the Nanxian Discipline Inspection Committee of Yiyang City, Hunan Province received reports from many people that the commercial house they bought in Lakeview New City was charged a gas account opening fee of 2,200 yuan by the developer in violation of regulations. In fact, Hunan Province has issued regulations in early 2017, and developers are not allowed to charge users a separate gas account opening fee. Then, why will the developers of Lakeview New Town continue to charge this fee?

　　The developer of Lakeview New Town is Nanxian Huida Real Estate Development Co., Ltd. There are 6 buildings in the first phase, which have been sold out, and 5 buildings in the second phase have been capped. From December 2017 to March 2019, every time the developer sells a set of commercial housing, it will charge 2,200 yuan to the buyers separately, and a total of 2,862,200 yuan will be charged to 1,301 buyers.

　　Hu Dan, financial officer of Nanxian Huida Real Estate Development Co., Ltd.:We don’t know that this is unacceptable. We don’t know that there is a document later, that is, it should be included in the development cost, because it was not included in the development cost before, and it can be collected outside, and then we will remit it.

　　However, as early as February 2017, before the sale of real estate, the Hunan Provincial Development and Reform Commission issued the Measures for the Administration of Pipeline Gas Prices in Hunan Province, which stipulated that the installation fees of new commercial housing pipeline gas courtyard pipe network and indoor pipeline were included in the development and construction costs, and the commercial housing developers settled with the gas operating enterprises according to the regulations of the competent price department, and no longer charged separately to users.

　　Song Xianghua, member of the Standing Committee of Discipline Inspection Committee of Nanxian County, Yiyang City:According to our investigation, at least in the process of price filing, those managers should be aware of this policy, because they have already filed the relevant expenses of gas into the house price when filing; And according to our understanding, the price department also publicized this policy with them during the filing process.

　　Inadequate supervision leads to illegal charges by developers.

　　In January this year, Nanxian Real Estate Management Bureau, Development and Reform Bureau and other four departments jointly carried out special rectification of the real estate market order. However, in this inspection, the relevant departments did not carefully check and supervise the collection of water, electricity, gas and other fees for the property. After the problem was verified, the Supervision Committee of Nanxian Commission for Discipline Inspection ordered Nanxian Market Supervision Bureau to handle it according to law. At present, 1,100 buyers have received refunds, and the relevant person in charge of the price supervision department has also been dealt with.

　　During the investigation, the discipline inspection and supervision team found that during the sale of commercial housing, the developer had submitted a clearly marked book for the filing and filing of the sales price of commercial housing in Nanxian County to the relevant departments. The price list shows that the average selling price is 4,080 yuan per square meter, which includes the infrastructure for the sale of commercial housing, while the project collected and remitted by the developer does not include the gas account opening fee. However, through careful comparison, the discipline inspection and supervision team found that although the developer promised the relevant departments not to charge the gas fee, the Commercial House Sales Contract signed with the owner stipulated that the total price of the commercial house did not include the construction fee of the gas pipeline network facilities, which should be borne by the buyer.

　　Developers charge fees in violation of regulations. As the price supervision department, the original price inspection unit of Nanxian Development and Reform Bureau has been assigned to the County Market Supervision Administration, but problems have not been found in time in daily supervision.

　　Refunded 1,100 supervisors were dealt with.

　　On September 23, Nanxian Market Supervision Bureau issued a Notice of Ordering Refund to Hujing New Town developer Huida Real Estate Development Co., Ltd., ordering the company to refund the illegally charged gas account opening fee to the buyers. The reporter saw in the property office of Hujing New Town that a gas refund office has been set up here, and buyers can get a refund with their ID cards and purchase contracts.

　　Owner Cao Hui:When we took the house, the property said that the gas fee would not be available. We are in the countryside and have no pension. For us, 2200 is our living expenses for half a year.

　　In the special rectification work in January this year, the relevant personnel in charge of price supervision have been given administrative warning by the Supervision Committee of Nanxian Commission for Discipline Inspection for violating work discipline.

　　The drug problem is related to national security, the rise and fall of the nation and the well-being of the people. It is the consistent position and firm proposition of the China government to strictly control drugs. In the past 20 years, faced with the severe challenge of the rapid development and spread of the drug problem, the China government has always attached importance to drug control, insisted on incorporating drug control into the economic and social development plan as an important part of national security and social stability, mobilized all social forces, took all necessary measures, and tried its best to ban drugs and benefit the people.

　　In recent years, especially since the 18th National Congress of the Communist Party of China, under the strong leadership of the CPC Central Committee, the State Council and local party committees and governments at all levels, all relevant departments in various regions have adhered to source management, systematic management, comprehensive management, and legal management, and insisted on taking multiple measures to prohibit planting, trafficking, and smoking. Through unremitting efforts, China’s drug control struggle has achieved remarkable results.

　　Mobilize all forces to form a new pattern of comprehensive drug control

　　Since the late 1990s, the drug situation has become increasingly severe and complicated. Faced with this situation, the CPC Central Committee and the State Council have made a series of strategic decisions to strengthen drug control work, and the responsibility system, leadership system, working mechanism and guarantee mechanism for drug control work have been gradually established and improved, forming a new pattern of comprehensive drug control with unified leadership of governments at all levels, organization and coordination of drug control committees, respective responsibilities of relevant departments and extensive participation of social forces.

　　In 1990, the Government of China established the National Narcotics Control Committee composed of 25 departments, including the Ministry of Public Security, the Ministry of Health and the General Administration of Customs, to study and formulate important policies and measures in drug control, coordinate relevant major issues, and lead the national drug control work in a unified way. In 1998, the State Council approved the Ministry of Public Security to set up an anti-drug bureau. Since the national people’s war against drugs was launched in 2005, according to the development and changes of the drug problem in China, the State Council has repeatedly adjusted and enriched the member units of the National Narcotics Control Committee to meet the needs of the anti-drug struggle. At present, the number of member units of the National Narcotics Control Committee has reached 38, and working groups on anti-drug publicity and education, anti-drug investigation information, and drug prohibition and detoxification have been established.

　　Adhere to drug control according to law and gradually improve the legal system of drug control.

　　The government of China attaches great importance to the construction of the legal system of drug control, constantly speeds up the pace of drug control legislation, and has formulated and promulgated a series of laws and regulations. The legal system of drug control has been gradually improved, and drug control according to law has become the guiding principle of drug control work.

　　From the 1970s to the 1990s, the China Municipal Government successively promulgated the Criminal Law, the Customs Law, the Regulations on Administrative Penalties for Public Security and other laws and regulations. On June 1st, 2008, China’s first law comprehensively regulated drug control — — People’s Republic of China (PRC) Anti-drug Law was formally implemented. As a book summarizing China’s experience in drug control for many years and absorbing the essence of international drug control legislation, it provides legal guarantee for comprehensively strengthening drug control work under the new situation, and China’s drug control work has thus entered a new historical stage of comprehensive promotion according to law.

　　At present, a system of anti-drug laws and regulations has been formed at the national level in China, with the Criminal Law, the Anti-drug Law, the Regulations on Drug Rehabilitation, the Regulations on the Management of Precursor Chemicals and the Regulations on the Management of Narcotic Drugs and Psychotropic Substances as the main body, and local governments have successively formulated a series of supporting laws and regulations, providing a powerful legal weapon for the anti-drug struggle.

　　Contain drug sources and crack down on drug crimes.

　　China’s anti-drug department has always maintained the trend of cracking down on drug crimes, improved the three-dimensional prevention and control system of land, sea and air mail, and innovated the methods and means of drug enforcement, which severely cracked down on and effectively deterred drug crimes.

　　First, vigorously strengthen source blocking and interception to effectively curb the source of drugs. The anti-drug department of China has continuously improved the "three lines of defense" of blocking the first line of the border, checking the second line of the mainland and cutting the main roads, airports, stations and docks, forming a three-dimensional prevention and control system covering the main land, sea, air and postal routes.

　　Second, we will continue to carry out special anti-drug campaigns and effectively strengthen investigation and solving cases. Since the people’s war against drugs was launched, a series of special actions such as "pulling out nails" have been organized against foreign drug lords, and a large number of serious cases have been successfully cracked, and more than 80 domestic and foreign drug lords and important drug dealers, including Liu Zhaohua, Han Yongwan, Cai Aishan and Zhong Wanyuan, have been arrested.

　　The third is to comprehensively deepen the key rectification of drug control and effectively solve the prominent drug problem. By stepping up efforts to rectify drug trafficking and drug-related problems of special groups, 38,900 drug traffickers were arrested nationwide in 2015 alone. By using satellite remote sensing technology, the "Tianmu" series of drug shoveling operations were continuously carried out, and it was found that the illegally planted opium poppy was completely eradicated. Since the people’s war against drugs was launched in 2005, more than 1 million drug-related crimes have been cracked, 1.15 million drug suspects have been arrested and 751 tons of various drugs have been seized.

　　Prevention education is given priority to, and people’s awareness of drug control is generally improved.

　　The Anti-drug Law of People’s Republic of China (PRC) defines the policy of "prevention first" in anti-drug work, and stipulates the anti-drug publicity and education in a special chapter.

　　Public security, education, civil affairs, judicial administration, culture, trade unions, the Communist Youth League, women’s federations and other departments insist on taking teenagers, unemployed people and migrant workers as the focus of anti-drug publicity and education, create rich carriers of brand education activities, organize anti-drug publicity activities covering the whole year with the national anti-drug publicity month in June as the focus, and promote anti-drug publicity and education into communities, schools, units, families, places and rural areas.

　　At present, China has established 9 national demonstration bases for drug prevention education, more than 20 provincial anti-drug education bases, more than 700 anti-drug social organizations and more than 1 million anti-drug volunteers. The annual growth rate of newly discovered heroin users has dropped from 13.7% in 2008 to 6.6% in 2013.

　　Advocating people-oriented, actively educating and saving drug addicts

　　In view of the serious harm caused by drug abuse to drug addicts, their families and society, we have comprehensively used legal, administrative, economic, educational and medical means to control the drug problem, and education has saved a large number of drug addicts.

　　At present, 57 drug rehabilitation places have been built in China, and 95,000 drug rehabilitation personnel have been resettled, which has played a positive role in ensuring people’s livelihood and maintaining social harmony and stability.

　　In recent years, China has made great efforts to promote community detoxification and community rehabilitation, with towns and streets as the main body, relying on the masses and communities, mobilizing social forces, developing anti-drug social workers, and vigorously implementing the "August 31" community detoxification and community rehabilitation project. In the past five years, 27,000 community drug rehabilitation and community rehabilitation offices have been established nationwide, with 27,000 full-time drug control social workers and 68,000 part-time social workers. A total of 950,000 person-times of community-based drug rehabilitation have been carried out nationwide, and more than 1.2 million people have given up drug addiction for more than three years.

　　Strictly prevent illegal loss and strengthen the control of precursor chemicals

　　Proceeding from the fact that China is a big producer and exporter of chemicals, the national drug control department has earnestly implemented the 1988 United Nations Convention against Illicit Traffic in Narcotic Drugs and Psychotropic Substances.

　　Over the years, China has always attached importance to the "two-way investigation" in border areas and entry and exit ports, which not only prevents drugs from entering the country, but also prevents precursor chemicals from being smuggled out of the country. At the same time, an international verification system for the import and export of precursor chemicals has been established jointly with the United Nations anti-drug agencies and relevant national authorities, and a management information system for precursor chemicals has been established, which has implemented information management for the production, operation and circulation of precursor chemicals. Over the years, China has actively participated in Operation Purple, Operation Topaz and Operation Prism carried out by the United Nations anti-drug system, and cooperated closely with the Shanghai Cooperation Organization to further strengthen the international verification of precursor chemicals exported by key varieties and countries.

　　Since the People’s War against Drugs, more than 23,000 tons of precursor chemicals and non-regulated chemicals have been seized through strict investigation, and 20,500 tons of precursor chemicals have been prevented from being exported through international verification.

　　Actively fulfill international conventions and make contributions to the world drug control cause.

　　The Government of China has always attached importance to international cooperation in drug control, and, as a responsible big country, has always followed the principle of "extensive participation, shared responsibility, comprehensive and balanced drug control strategy, and emphasis on alternative development" put forward at the twentieth special session of the General Assembly on drug control, and earnestly implemented international drug control conventions.

　　Actively promote regional bilateral and multilateral drug control cooperation. The Government of China has hosted many important multilateral international conferences, continuously deepened the mechanism of Memorandum of Understanding (MOU) on drug control cooperation in Greater Mekong Subregion, the mechanism of "ASEAN+China" on drug control, the mechanism of Shanghai Cooperation Organization on drug control, and the mechanism of BRICS countries on drug control, and actively demonstrated China’s influence in the international drug control field.

　　Actively promote law enforcement and security cooperation in Mekong River Basin. In close cooperation with relevant countries, the case of "October 5" Mekong River was successfully solved in 2011, and naw kham, the first offender of the "Golden Triangle" mega-armed drug trafficking group, and key members were arrested. Leading the establishment of a law enforcement and security cooperation mechanism in the Mekong River Basin of China, Laos, Myanmar and Thailand, and continuing to carry out joint anti-drug operations to jointly crack down on transnational drug crimes and completely destroy criminal groups that have long endangered the security of this basin.

　　Actively carry out foreign law enforcement training, equipment and material assistance exchange and alternative development. China has gradually developed from a recipient country to an annual donation of US$ 1 million to the United Nations Office on Drugs and Crime (UNODC), and has trained nearly 2,000 drug enforcement officials for Myanmar, Laos, Cambodia and other countries within its capacity.

　　On 26th, local time, India announced the latest COVID-19 epidemic situation in the country.

　　As of 8: 00 on the same day, in the past 24 hours, India has added 352,991 confirmed cases of COVID-19, with a total of 17,313,163 confirmed cases. In the past three days, India has added more confirmed cases; There were 2812 new deaths and 195123 cumulative deaths.In the past three days,The cumulative number of newly confirmed cases of COVID-19 in India has exceeded one million. The newly confirmed and dead cases have once again set a new record in this country.

　　The epidemic situation in India continued to worsen, and the cumulative number of newly diagnosed cases exceeded one million in three days.

　　△ Schematic diagram of cumulative confirmed and dead cases of New Crown Pneumonia in India on the 26th (Source: WHO)

　　According to local media reports, the epidemic in India has been in the losing stage. In the capital, New Delhi, almost every 300 seconds, one person will die because of COVID-19.

　　According to the analysis of many foreign media, the epidemic situation in COVID-19 in India is so serious. On the one hand, the successful research and development of various vaccines led to the relaxation of epidemic prevention in India. On the other hand, the United States, as an important importer of medical raw materials in India, started the National Defense Production Law early, and restricted the export of vaccine raw materials for a long time, which led to the lack of medical care and medicine in India.

　　India urgently needs vaccine raw materials, but the United States turns a deaf ear.

　　△ Adar Poonawalla, CEO of the Indian Serum Institute, posted a message on social media, "pleading" with US President Biden to lift the ban on the export of vaccine raw materials in India.

　　The world’s largest vaccine manufacturer — — Adar Poonawalla, CEO of India Serum Research Institute, posted a message on social media on April 16th, "pleading" Biden’s government to lift the ban on India’s export of vaccine raw materials in order to increase India’s vaccine production. Reuters also revealed earlier that the foreign ministers of India and the United States also mentioned lifting the import ban during their talks on April 19th. However, the United States has never responded to this.

　　△ the State Council spokesperson Price

　　It was not until 22nd that a reporter’s question at the White House press conference broke the silence of the United States for the first time, although the United States was still pushing each other.

　　According to the minutes of the press conference that day, US State Department spokesman Ned Price first pushed the question to the Office of the US Trade Representative in response, saying that it was within their authority. After facing the reporter’s unrelenting questioning, Price said "the truth".

　　△ US local media reported that at the press conference that day, Price once again emphasized "US priority" and refused to export vaccine raw materials to India on this ground.

　　Price first said that the United States focused on controlling the epidemic in the United States, giving priority to vaccinating the American people, and stressed that the American approach was "ambitious", "fruitful" and "successful". Later, he continued to argue: "We do this for several reasons. First, we have a special responsibility to the American people. Second, in the United States alone, more than 550,000 people have died and tens of millions have been infected. The American people have been hit harder by the epidemic than other countries in the world. " Finally, he concluded: "It is not only in the interests of the United States to vaccinate Americans, but also in the interests of other countries in the world."

　　Indian media criticized the United States for making "vague verbal promises"

　　△ "The Times of India" published an article entitled "The United States made vague verbal commitments because it was criticized for turning a deaf ear to the COVID-19 epidemic in India" on the 23rd.

　　This speech instantly detonated the anger in India. The Times of India issued a document for two consecutive days, criticizing the U.S. government for turning a deaf ear to the Indian epidemic, saying that the so-called guarantee of the United States is only a "vague verbal promise" and pointing out that the Biden administration has done almost nothing except verbal sympathy.

　　△ "The Times of India" published another article on the 24th, saying that the Biden administration was cold-hearted about India’s urgent need for COVID-19 vaccine raw materials.

　　According to a report by Washington post on the 24th, only 1.4% people in India have been vaccinated, and overcrowded hospitals are facing the problem of lack of oxygen, while the United States is enjoying a spring full of vaccines. What makes the Indian people even more angry is that the United States would rather throw the extra vaccine in the warehouse like this than export the raw materials for vaccine production to India.

　　△ The New York Times reported on March 11 that the United States is sitting on the tens of millions of doses of COVID-19 vaccine that the world urgently needs.

　　On March 11th, The New York Times quoted an official familiar with the matter as saying that more than 30 million doses of vaccine were idle in a warehouse in Ohio, USA, and no one had ever used it. The Axios News Network of the United States commented that "when billions of people around the world are anxiously waiting for vaccines, 30 million doses of vaccines are eating ash in Ohio warehouses."

　　Indian netizens accused the US of being "hypocritical", "diplomatic rhetoric" and "untrustworthy"

　　△ Indian netizens accuse the United States of selfish behavior

　　Under the video of Price’s speech, an Indian netizen commented, "History will remember that a country with a population of 1.4 billion has helped more than 90 countries, while a so-called superpower is sitting on piles of vaccines. We won’t forget it, @ President of the United States ".

　　△ Indian netizens talked about India’s previous aid to COVID-19 drugs in the United States, but now the United States has turned a blind eye to India.

　　A netizen even turned over the old account and left a message: "When India itself was experiencing a serious COVID-19 epidemic, the United States successfully obtained hydroxychloroquine from India (which was previously considered as a specific drug for treating COVID-19, but was later confirmed by WHO to be almost ineffective). Now the United States is still banning the supply of vaccine raw materials to India. Obviously, the United States has become the most untrustworthy country on earth. "

　　In the case of accusations from all sides and the growing epidemic in India, it was not until the 25th that US President Biden and Vice President Harris began to formally respond, saying that they would provide assistance to India.

　　△ The Vice President of the United States posted a message on his personal social account on 25th local time, saying that he would support India in fighting the COVID-19 epidemic.

　　However, the Indian people who have been deceived and ignored for a long time obviously don’t buy it. A large number of Indian netizens commented that this move is still "hypocritical", "diplomatic rhetoric" and "untrustworthy", and they are still full of doubts about the US statement.

　　△ Indian netizens said that Harris’s move was just diplomatic rhetoric and could not be trusted.

　　△ Indian netizens replied that we need more details. Please don’t continue to publish such diplomatic rhetoric. We need actions, not "so-called statements".

　　The epidemic situation of COVID-19 in India is getting more and more serious, but the aid of the United States is far away

　　While the Indian people are still waiting for American aid in the epidemic, the epidemic in India has developed into a frightening situation.

　　△ABC reported that the epidemic situation in India continued to intensify, and crematoriums in many places had been cremated by burning bodies in the open air.

　　According to foreign media reports, in some crematoriums in India, the metal parts began to melt because of the long running time of gas stoves and wood stoves, and cremation stoves were damaged because of too many bodies to be burned. A large number of bodies could only be burned in the most primitive way. In many hospitals in India, there have been many suffocation accidents caused by lack of oxygen recently.

　　△ CNN published on the 26 th entitled "The COVID-19 epidemic in India is more severe. Two of the US diplomats in India died and more than 100 people tested positive for COVID-19."

　　CNN quoted diplomats working in the US Embassy in India as saying: All the staff were deeply frustrated, and even the staff of the US Embassy could only get vague statements before the actual assistance from the United States arrived.

　　Producer Tang Yi

　　Producer Zhao Xinyu?

　　Editor-in-Chief: Cui Yi

　　Editor Jin Lvcheng

Brand Finance, a British brand evaluation agency, released the "Banking 500 2021" in 2021. In this year’s ranking, China and the United States still share the top ten banking brands, and Industrial and Commercial Bank of China continues to be the top one.

The total value of the top 500 global banking brands is $1,270.5 billion. Among them, 76 China brands were worth US$ 430.4 billion, accounting for 33.9%. 74 American brands are worth $2,748, accounting for 21.6%. Nine Canadian brands are worth $62.6 billion, 17 British brands are worth $51.2 billion, 27 Japanese brands are worth $41.3 billion, 9 French brands are worth $35.7 billion, 9 Spanish brands are worth $29.5 billion, 18 Indian brands are worth $27.3 billion, 9 Australian brands are worth $23.2 billion, 4 Dutch brands are worth $21.1 billion and 13 Swiss brands are worth $20.7 billion.

The "Top 500 Global Bank Brand Value Rankings" adopts the cash flow discount method, and calculates the brand value of each bank by evaluating the market influence of banks by analyzing financial data and setting brand discount rates of different banks. The shortlisted banks include commercial banks and investment banks (securities companies).

Brand value/annual growth rate of ranking brand headquarters.

1. Industrial and Commercial Bank of China (ICBC) China is 72.788 billion USD /-9.9%.

2. China of China Construction Bank is 59.649 billion USD /-4.7%.

3. Agricultural Bank Of China (China) 53.134 billion USD /-2.8%.

4. Bank of China’s China is USD 48.689 billion /-3.8%.

5. Bank of America US$ 32.787 billion /-7.3%.

6. US$ 32.2 billion /-2.8% from CITI.

7. Wells Fargo US$ 31.805 billion /-22.2%

8. Chase US$ 28.849 billion /-7.7%

9. J.P. Morgan US$ 23.565 billion /+3.2%.

10. China of China Merchants Bank is USD 21.044 billion /-8.0%.

11. HSBC UK USD 17.028 billion /-12.5%.

12. TD Bank of Toronto (Canada) USD 15.968 billion /-1.1%.

13. Royal Bank of Canada (RBC) Canada USD 15.818 billion /+1.6%.

14. China of Bank of Communications is USD 15.683 billion /+3.4%.

15. Shanghai Pudong Development Bank China USD 15.053 billion /+7.9%.

16. China CITIC Bank China USD 14.500 billion /+10.2%.

17. Santander Spain’s USD 14.271 billion /-18.7%.

18. Goldman Sachs US$ 13.75 billion /+21.3%

19. China Postal Savings Bank’s China is USD 13.593 billion /-0.1%.

20. Capital One US$ 13.034 billion /-11.4%.

21. China Minsheng Bank China USD 12.490 billion /+29.3%.

22. BNP Paribas France USD 12.37 billion /-7.0%.

23. Mitsubishi UFJ Financial Group (MUFG) Japan USD 12.149 billion /+29.0%.

24. China of Industrial Bank is USD 12.131 billion /+15.9%.

25. China Everbright Bank’s China is USD 10.325 billion /+6.6%.

26. ING Netherlands USD 9.972 billion /-11.9%.

27. China of Ping An Bank is USD 9.781 billion /+15.6%.

28. Morgan Stanley US$ 9.473 billion /+6.6%.

29. Federal Savings Bank (Sber) Russia’s USD 9.395 billion /-29.0%.

30. Sumitomo Mitsui Financial Group (SMBC) Japan USD 9.319 billion /-23.9%.

31. BMO Canada’s USD 9.077 billion /-4.2%.

32. Scotiabank Canada USD 9.041 billion /-10.6%.

33. Barclays UK $9.037 billion /-15.2%

34, UBS Group AG (UBS) Swiss $8.671 billion /-5.4%.

35. U.S. Bancorp’s US$ 8.351 billion /-2.2%.

36. Truist US$ 8.013 billion

37. DBS Singapore USD 7.811 billion /-7.8%.

38. BBVA Spain’s USD 7.678 billion /-18.7%.

39. Rabobank, the Dutch cooperative bank, US$ 7.573 billion /-1.8%.

40. Intesa Sanpaolo, Italy, US$ 7.401 billion /+14.3%.

41. Merrill’s US$ 7.273 billion /+3.3%

42. CIBC Canada’s USD 6.924 billion /-12.1%.

43. Puruixing Financial Services (PNC) US$ 6.798 billion /-11.2%.

44. HDFC Bank India USD 6.588 billion /+11.2%

45. Commonwealth Bank Australia US$ 6.552 billion /-7.0%.

46. Mizuho Financial Group Japan’s USD 6.419 billion /-4.7%.

47. Credit Suisse Switzerland USD 6.286 billion /-9.0%.

48. Qatar National Bank (QNB) Qatar USD 6.107 billion /+1.3%.

49. Standard Chartered UK USD 6.057 billion /+6.2%

50. State Bank of India (US$ 5.843 billion /-9.2%).

51. Discover US$ 5.576 billion /-14.7%

52. Societe Generale France’s $5.082 billion /-31.0%.

53. Itau Bank (ITAU) Brazil USD 5.065 billion /-25.9%.

54. Hua Xia Bank (China) USD 5.054 billion /+24.7%.

55. Credit Mutuel France $5.05 billion /+4.2%

56. Shinhan Financial Group Korea’s USD 5.027 billion /+7.6%.

57. Lloyds Bank UK $4.949 billion /-29.2%.

58. Credit Agricole (France) USD 4.834 billion /-14.5%

59, National Westminster Bank (NatWest) UK $4.822 billion /-18.8%

60. KB Financial Group Korea USD 4.69 billion /+13.0%.

61. ANZ Australia USD 4.604 billion /-1.3%.

62. OCBC Bank Singapore USD 4.561 billion /-5.8%.

63. BNY Mellon US$ 4.367 billion /+10.7%.

64. Nordic United Bank (Nordea) Sweden USD 4.105 billion /-12.8%.

65. Bank of Beijing China USD 4.042 billion /+3.4%.

66. Banco do Brasil Brazil USD 4.04 billion /-11.3%.

67. UOB (UOB) Singapore USD 3.998 billion /-15.3%.

68. Brazilian Federal Savings Bank (Caixa) Brazil’s $3.954 billion /-18.3%.

69. nab Australia’s US$ 3.936 billion /-17.2%.

70. Bradesco (Brazil) US$ 3.908 billion /-41.6%.

71. Bank of Ningbo China USD 3.855 billion /+63.3%.

72. Charles Schwab US$ 3.854 billion /+4.2%.

73. Union Bank of Belgium (KBC) Belgium USD 3.829 billion /-11.2%.

74, Dubai National Bank (Emirates NBD) UAE $3.73 billion /-9.7%.

75. Bank of Shanghai China USD 3.681 billion /+7.0%.

76. Maybank Malaysia USD 3.661 billion /-8.0%.

77. First Abu Dhabi Bank (UAE) USD 3.621 billion /-10.1%.

78. ICICI Bank, India, US$ 3.539 billion /+23.2%.

79. Deutsche Bank Germany US$ 3.51 billion /-1.3%.

80. Westpac Australia USD 3.491 billion /-11.4%.

81. Al-Rajhi Bank, Saudi Arabia, USD 3.449 billion /-1.7%.

82, Japan Post Bank (JP Bank) Japan $3.389 billion /-12.2%.

83. Bank of Jiangsu China USD 3.363 billion /+7.7%.

84. China of China Guangfa Bank is US$ 3.344 billion.

85. CaixaBank Spain’s US$ 3.304 billion /-6.8%.

86. ABN AMRO Netherlands $3.289 billion /-19.8%.

87, CITIC Securities (CITIC Securities) USD 3.132 billion /+33.8%.

88. Desjardins Canada USD 3.099 billion /+12.0%.

89. People’s Bank of Indonesia (BRI) Indonesia USD 3.098 billion /-12.3%.

90. State Street US$ 3.008 billion /+17.7%

91. Fifth Third Bank US$ 2.921 billion /-19.0%

92. Citizens US$ 2.83 billion /+12.0%

93. Hana Financial Group (South Korea) US$ 2.799 billion /+7.1%.

94. China of China Zheshang Bank is USD 2.731 billion /+32.0%.

95. KeyBank US$ 2.700 billion /+5.9%

96. DNB Norway USD 2.686 billion /+0.3%

97. Hang Seng Bank (China and Hongkong) US$ 2.68 billion /-21.2%.

98. Natixis France’s $2.673 billion /-1.6%.

99. Woori Bank Korea’s USD 2.654 billion /+12.4%.

100. Swedbank Sweden’s USD 2.614 billion /-9.0%.

Other brands in mainland China, Hongkong and Taiwan Province that have entered the top 500 global banking brands.

101, Haitong Securities (Haitong Securities)

111. Bank of Nanjing.

119, Guotai Junan Securities (Guotai Junan Securities)

128. Bohai Bank

135, Chongqing Rural Commercial Bank (Chongqing Rural)

141. Huishang Bank.

153. China Trust Commercial Bank (CTBC Bank) Taiwan Province

154. Bank of Hangzhou.

159, Guangzhou Rural Commercial Bank (Guangzhou Rural Commercial Bank)

179. E.SUN Bank Taiwan Province

187. Shanghai Rural Commercial Bank.

188. Bank of Chengdu.

189. Bank Of Changsha.

192. Orient Securities.

204, Shengjing Bank (Shengjing Bank)

206. Bank Of Chongqing.

213, Beijing Rural Commercial Bank (Beijing Rural Commercial Bank)

215, Bank of Tianjin (Bank of Tianjin)

218, Jinzhou Bank (Bank of Jinzhou)

221, Fubon Bank (Fubon Bank) Taiwan Province

224, Guiyang Bank (Bank Of Guiyang)

226. Bank of East Asia Hong Kong

238, Zhaofeng International Commercial Bank (Mega) Taiwan Province

240, Bank of Zhengzhou (Bank of)

247, the First Commercial Bank (Taiwan Province)

253, Taiwan New Bank (Taishin) Taiwan Province.

256, cooperative vault bank (Taiwan Province)

261, Harbin Bank (Harbin Bank)

276, Jiangxi Bank (Jiangxi Bank)

287. Wing Lung Bank (Hong Kong)

289, Qingdao Rural Commercial Bank (Qingdao Rural Commercial Bank)

301. Bank of Dongguan.

315, Yuanta Bank (Taiwan Province)

323, Guizhou Bank (Bank Of Guizhou)

327, South China Financial Holdings Taiwan Province

336, South China Commercial Bank (Hua Nan Commercial Bank) Taiwan Province

338. Bank Sinopac Taiwan Province

365. Bank of Qingdao.

367, Huarong Xiangjiang Bank (Huarong Xiangjiang Bank)

368. Bank of Taiwan Taiwan Province

373. Shanghai Commercial Bank, Hong Kong

380. Taiwan Province Business Bank Taiwan Province

381. Changhua Bank Taiwan Province

384, Bank of Suzhou (Bank of Suzhou)

387. The Shanghai Commercial & Savings Bank in Taiwan Province.

391. Dah Sing Bank Hong Kong

403, Gansu Bank (Bank Of Gansu)

414. Bank of Xi`An.

417. Land Bank of Taiwan Province.

422, Sun Hung Kai Co Hong Kong

423, Changshu Rural Commercial Bank (Changshu Rural Commercial Bank)

428, Hankou Bank (Hankou Bank)

431. Cathay United Bank Taiwan Province

467, the Union Bank of Taiwan Province.

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+86-10-5953 9500

info@prnasia.com

Original title: "2021 Global Top 500 Bank Brand Value List, 76 Banks in China on the List"

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This article comes from WeChat WeChat official account:Interface news (id: wowjiemian), Author: Zeng Yanglin, You Miao, Editor: Peng Jieyun, original title: "Is the end of the Internet lending? Revealing the Financial Traffic Business of Video Head Players, the head picture comes from: vision china.

"Get a free video VIP member for one month", "Get a monthly card for xx video members within a limited time" and "Get a free VIP for 18 months" … Nowadays, you can see the gimmick of "get a free VIP" on many video platforms, only to find that they are all diverting the loan service.

"The end of the Internet is lending." In this regard, some netizens joked.

Customer diversion for P2P online lending business was once a steady business for major video platforms. At present, although P2P has withdrawn from the historical stage, it has not stopped the ambition of realizing the traffic of these companies. It is understandable to do financial business based on traffic, but there are many hidden risks such as infringement and disclosure of personal privacy, false information propaganda, low-interest induced lending, and loan bundling insurance, which deserves the vigilance of head video platforms.

As the head platform for short video and long video, Tik Tok, Aauto Quicker and "Ai Youteng"(Iqiyi, Youku, Tencent Video)What is the layout of financial services? The interface journalist test found that the financial depth of the above five video head platforms App layout has its own speed. Some are deeply rooted in the layout, while others always exercise restraint.

First, iQiyi is the most radical.

In the long video head platform "Ai Youteng", iQiyi’s financial layout is the largest, followed by Tencent Video, while Youku is relatively restrained and conservative.

Interface journalists combed and found that,Iqiyi cooperates with a number of institutions to guide the flow of a number of financial lending products, and it also has a credit service platform "Xiaoye Loan".

When the interface journalist clicks "My Wallet" on the iQiyi App, an advertisement pop-up window of "Free VIP membership for one month within a limited time" appears. After clicking "Free Collection", he immediately jumps to the page of "Wing Pay Sweet Orange Borrowing Money", which shows that "the first loan will give a one-month iQiyi VIP, and the new user will receive a 30-day first interest-free coupon, which will reach 750 yuan at the highest".

According to the page, "Wing Pay Sweet Orange Borrowing" is a borrowing platform for Wing Pay under China Telecom. Users can borrow up to 200,000 yuan, with an annualized interest rate of 7.2%.(subject to approval)The loan will arrive in 3 minutes at the earliest, and the source of funds is immediately consumer finance co., ltd.

In addition to guiding the lending products of "wing payment and borrowing money from sweet orange", a number of lending products are also recommended in "My Wallet" of iQiyi App Android client, including "Xiaoye Loan" under iQiyi, "Borrowing Flowers" under Ctrip Finance, "Withdrawing Money" under Zhongyuan Consumer Finance, saving money, 360 IOUs under 360 subjects and 360 small change flowers, Gome Easy Card and so on.(orange staging)Credit products such as small win and easy loan, "rich flowers" under Du Xiaoman Finance, "Zhongan loan" under Zhongan Insurance, Minsheng grain loan under Minsheng E-commerce, Suning Financial willful loan, and Lehua card under installment music.

Photo: Zeng Yanglin, a lending product diverted by iQiyi App, arranged it.

However, the interface journalist also noticed that compared with the Android mobile phone client, there are very few lending products recommended in the Apple iOS client of iQiyi App, and only iQiyi’s "Little Bud Loan" and Zhongyuan Consumer Finance "Raise Money" and Wing Pay three products.

Figure: Iqiyi App shows comparison on the lending platform of Android client and Apple client.

After testing, the interface journalists found that except for its platform "Xiaoya Loan", the rest of the credit products could not be directly borrowed on the iQiyi App, only to let users register as users of the loan platform, and then remind them that they need to download the corresponding App or pay attention to WeChat official account before borrowing.

The customer service of Xiaoya Loan told the interface journalist that Xiaoya Loan was developed, operated and managed by iQiyi, and all loan products and/or services were provided by regular licensed financial institutions with loan issuance qualifications.

Previously, when the product was launched at the end of 2019, the official said that Xiaoya Loan was independently responsible by licensed financial institutions and managed the whole process services such as risk control review, fund supply, post-loan handling and risk taking. iQiyi provided users with internet financial information and provided technical support for financial institutions and user credit services.

From the product description, iQiyi provides loan assistance services for Xiaoya Loan. According to public information, iQiyi has not yet obtained any financial-related licenses.

Second, Tencent video is the diversion of its own products, and Youku only cooperates with banks to open cards.

Comparatively speaking, Tencent video is not so radical, it only provides pure diversion service, and more serves Tencent’s own system.

Tencent Video App’s credit product "Goose Spend Money" in the financial sector is provided by Tencent’s Weizhong Bank, with a maximum loan amount of 50,000 yuan and an annualized interest rate.(simple interest)Minimum 7.2%. In addition, Tencent Video App also showed the insurance products of Weibo, an insurance brokerage platform of Tencent, including millions of medical insurance, accident insurance and aviation delay insurance.

However, interface journalists are concerned that although Tencent Video App does not guide other loan products in the "Finance" section, the carousel advertising space in the "Selected Columns" of its homepage often shows some small loan platform loan advertisements, and most of the loan products are provided by small loan companies, such as CYTS Jinfu Internet Microfinance Co., Ltd., Chongqing Zhonghong Microfinance Co., Ltd., Xi ‘an Xinghe Network Microfinance Co., Ltd. and Chongqing Pig Bajie Yichuang Microfinance Co., Ltd.

Photo: The advertising space in the "Selected" column of Tencent Video is a diversion for multiple lending platforms.

Interface journalists randomly tested one of the loan products pushed by the advertising space of Tencent Video App. After clicking the advertisement, they need to fill in information such as name, mobile phone number and mobile phone verification code, and check whether there are options such as housing, commercial insurance, social security, full car, provident fund and corporate tax payment. Soon after clicking "Apply for a loan", it will help the staff of the loan company to call, manually verify personal information, and push the information filled by the user to the cooperative bank, which will then.

Also as a video platform of the Internet giant, Ali’s Youku App is relatively "conservative" in financial business. Although there is a column of "My Finance" on the App, the related financial business is only the activities of opening cards and sending videos to members in cooperation with banks, such as opening electronic accounts in cooperation with Suzhou Bank and Agricultural Bank, and co-branded cards in cooperation with CITIC Bank and Huaxia Bank.

Third, the financial license blessing Tik Tok loan business, Aauto Quicker is also seeking to pay the license.

Among the two short video platforms, Tik Tok took the lead and Aauto Quicker was "ready to move".

At present, there are two loan products in Tik Tok Wallet, namely "DOU installment" and "safe borrowing", the former is similar to "flower shop" and the latter is similar to "borrowing shop".

The former focuses on "consumption before payment", which can be used in Tik Tok for live shopping, small shop shopping and purchasing "DOU+ popular" service. It can be divided into 3, 6 and 12 installments, with a maximum amount of 30,000; The latter is a consumer credit service product with annualized interest rate.(simple interest)It is 10.8% ~ 24%, and the maximum amount is 200,000.

Figure: Tik Tok’s "DOU installment" and "safe loan" credit products.

Behind the "DOU installment" and "safe lending", it is inseparable from the blessing of two financial licenses acquired by Tik Tok’s parent company ByteDance, namely the third-party payment license and the small loan license.

The third-party payment license is Wuhan Hezhong Yibao Technology Co., Ltd., which is wholly acquired, and the small loan license is Shenzhen Zhongrong Microfinance Co., Ltd.(hereinafter referred to as "Zhongrong Small Loan Company")Tik Tok’s two loan products are funded by Zhongrong Small Loan Company and its cooperative financial institutions.

According to the interface news, Zhongrong Small Loan Company has recently increased its capital to 5 billion yuan, and its legal representative, chairman and general manager have all been changed to Ding Boxun. Ding Boxun previously worked in ByteDance’s "Finance-Consumer Finance" business department. Although there is no direct relationship between ByteDance and Zhongrong Small Loan Company in terms of ownership structure, in April 2020, Zhongrong Small Loan pledged its equity to Shenzhen Today Headline Technology Co., Ltd.. At the same time, the mailbox of Zhongrong Small Loan Company was changed to ic-report@bytedance.com, the official mailbox of ByteDance.

In order to increase the scale of users who pay in Tik Tok, Tik Tok Wallet recently launched the activity of "Tik Tok Pay Binding Bank Card to Send Shopping Coupons", with the coupon amount ranging from 5 yuan to 11.8 yuan.

It can be seen that ByteDance’s payment and small loan licenses are more helpful to Tik Tok’s own e-commerce and local life, and its insurance brokerage and securities investment licenses have not been seen yet.

Although Aauto Quicker launched the "Aauto Quicker Wallet" earlier, it has not yet directly laid out its financial business. However, for the acquisition of financial licenses, Aauto Quicker is also "ready to move".

According to Tianyancha data, on August 31st, 2020, Aauto Quicker applied to register the trademark of "Laotie Payment" through its Beijing Dajia Internet Information Technology Co., Ltd..

In November of the same year, some media quoted people familiar with the matter as saying that Aauto Quicker indirectly obtained a payment license by acquiring a licensed payment institution, Yilian Payment. On the way of acquisition, Aauto Quicker acquired Yilian in the form of cash and shares, of which cash is about 300 million RMB, and the amount and value of shares are unknown. After the acquisition, Aauto Quicker will hold more than 50% of the shares and become the largest controlling shareholder of E-link Payment.

Regarding the acquisition of payment license, Aauto Quicker disclosed in the prospectus in January this year: "Aauto Quicker signed an agreement in August 2020 to acquire 100% equity of a payment company with an initial consideration of RMB 850 million in cash. As of the date of this report, the acquisition has not been completed. "

Interface journalists inquired about the national enterprise credit publicity information system and learned that at present, the only shareholder of Yilian Payment is Yilian Financial Control Information Co., Ltd., and the control rights of related companies have not changed hands.

Fourth, the risk of consumer privacy disclosure is high, and personal information is "disconnected" or opened.

According to the data released by Trustdata, a third-party data platform, in May 2021, the monthly active users of vibrato short videos.（MAU）About 453 million, Aauto Quicker MAU is about 268 million, iQiyi MAU is about 229 million, Tencent video MAU is about 172 million, and Youku MAU is 73 million.

"It is normal to generate finance based on traffic, but(both)It is really necessary to separate them. If they are mixed together, it may harm consumers’ interests and personal privacy will be violated. Li Yang, chairman of the National Finance and Development Laboratory, mentioned it at Caixin Summit.

An employee of the head small loan company who did not want to be named told the interface journalist.Some small and medium-sized lending platforms guided by video apps are not very formal, which may easily lead to the disclosure of personal information.Among them, some platforms will "package" the personal information filled in by users and sell it to third parties in pursuit of benefits. As long as a user has applied for a loan on a lending platform, the marketing calls and text messages of other lending platforms will be bombarded one after another, causing troubles to users.

Interface journalists have tested a number of mainstream loan apps in May, and they still receive harassment from marketing messages and phone calls. The tested lending platforms will call from time to time to induce journalists to borrow money from the platform in the name of issuing interest-free coupons and "reserving loan quotas".

In addition to receiving phone calls and text messages that have tested the App, the reporter also received some App text messages that have never been tested, including enjoying borrowing, paying back, patting and lending, and saving money.(See the report for details:After "collective makeup removal for mainstream loan App", it was bombarded by marketing. Who leaked my personal information? 》)

It is worth mentioning that the phenomenon of personal information being leaked in Internet platform lending has also attracted regulatory attention.

The interface journalist learned from the industry that the Credit Bureau of the People’s Bank of China recently issued a notice to a number of major online platform institutions, requiring these online platform institutions not to directly provide information voluntarily submitted by individuals, information generated in the platform or information obtained from outside to financial institutions in the name of application information, identity information, basic information and personal portrait scoring information.

In the notice, the requirement for the new business cooperation process after rectification is "platform-credit reporting agency-financial institution", which the industry calls "disconnected direct connection" of personal information.

In this regard, Su Xiaorui, an expert in financial science and technology, said that this can be regarded as an overall arrangement of the collection, processing and processing of personal information for loan assistance and joint loan business, emphasizing that such businesses should be put under the overall framework of personal credit reporting business management and rectified according to the business cooperation process of "platform-credit reporting agency-financial institution".

Su Xiaorui said,In the traditional mode, users are first acquired by platform institutions by virtue of their own traffic advantages or intelligent marketing means, and users fill in registration information on the page of platform institutions or the joint page of platform institutions and financial institutions, thus retaining user information and generating data value.

Measures for the Administration of Credit Information Business(Draft for Comment)It has been proposed that the use of credit information to make portraits and evaluations of individuals and enterprises is recognized as credit information business; Article 7 of the Regulations on the Administration of Credit Information Industry promulgated by the State Council clearly stipulates that no unit or individual may engage in personal credit information business without the approval of the supervision and administration department of credit information industry in the State Council; Therefore, this rectification has released a signal to the market, that is, the personal credit investigation business needs to be licensed.

Regarding the impact of this regulatory action, Su Xiaorui predicted that after this regulatory action, a formal document will be issued to systematically and comprehensively standardize the basic processes and cooperation modes of personal information business involving loan assistance and joint loan. She also predicted that,There will be more platform institutions seeking personal credit information licenses.

In addition to the risk of personal information disclosure, there are other hidden dangers in the lending business of video App.

On Internet complaint platforms such as black cat complaints, many users have reported that there are some problems in the lending function of some video apps, such as false propaganda, inducing lending with low interest rates, and bundling insurance with loans.

An Aiqiyi Xiaoye loan user complained that he borrowed more than 5,000 yuan on the platform because of the "7-day interest-free coupon" issued by the Aiqiyi App "Welfare Center", but found that there was no interest reduction when he repaid it two days later. After many complaints, Aiqiyi customer service pushed the responsibility to the lending institution and asked the user to go to the lending platform to complain.

"I borrowed 5,000 yuan from Xiaoya Loan and repaid it in 11 installments. When I first repaid it, I found that I was forced to buy insurance. At the beginning of the loan, I didn’t tell you that I needed to charge premiums." Another user of Xiaoya Loan reported that the first installment required repayment of the principal of 445.19 yuan, interest of 24.31 yuan, and the item of premium of 71.37 yuan, and the total premium of 11 installments was close to that of 800 yuan.

In addition, many users of Tik Tok "Relieved Borrowing" reported that after the loan expired, there was no "repayment entrance" in Tik Tok, and these complaints were still displayed as "being processed".

This article comes from WeChat WeChat official account:Interface news (id: wowjiemian), Author: Zeng Yanglin, You Miao

Since March, the price of gold has continued to rise, setting a new record! The domestic gold price once appeared "overnight soaring". After accumulating a large increase, recently, the international gold price fluctuated at a high level, and the gold price that had previously maintained an upward trend sat on a "roller coaster".

How to rationally allocate limited assets in the gold market and make sustained profits has become an urgent problem for investors.

The price of gold suffered a major decline after the peak.

On April 12, local time, Loco London gold rose all the way in the morning, rising nearly 2.5% in intraday trading, but then plunged sharply, which not only retreated all the gains of the day, but also finally closed with a decline of 1.25%, with a retreat of nearly 4% in the day; Futures prices also followed the spot price out of a similar market. COMEX gold futures once rose more than 3% in intraday trading and finally closed down 0.53% at $2,360.2 per ounce.

Affected by the high diving of the international gold price, the increase of Shanghai Gold also narrowed on the night of April 12, and it once rose more than 4% in intraday trading, and then it was adjusted back, and the increase fell back to 0.15% at the close.

On the evening of April 10th, the latest data of ——CPI (Consumer Price Index), the most critical inflation data before the Federal Reserve’s May resolution, was released. The US CPI rose by 3.5% year-on-year in March, which was higher than the market expectation of 3.4%. This figure intensifies the fear that inflation will accelerate again, which means that the possibility of the Fed cutting interest rates in June will decrease. The market’s expectation of the timing and frequency of the Fed’s interest rate cut this year has also changed to two times since September.

After the data was released, the international gold and silver prices fell briefly. However, the year-on-year growth rate of the US PPI (ex-factory price index of industrial producers) in March announced on the evening of 11th was slightly lower than expected, and the chain growth rate slowed down to 0.2%, which made gold and silver "rebel" again.

On April 12, COMEX gold reached a maximum of $2,448.8 per ounce; Spot gold in London once reached $2,431.78 per ounce, both hitting record highs.

The gold price of jewelry is almost equal to 730 yuan/gram.

High prices "persuade" consumers

For the recent rise in gold prices, many netizens have commented on "regret not getting on the bus" and "the price of gold jewelry is too high". Some netizens also said, "Now this price is just needed and I dare not buy it."

"This period of time is a price per day. Generally speaking, it is a small increase or a small increase." The sales of a gold shop in Chengdu told reporters, "The price of gold has really risen too high recently, and many consumers are waiting to see. I have served a couple who are about to get married before, bought a ring before the New Year, and recently wanted to buy earrings, bracelets and other accessories, just because the price of gold has risen too high recently, I have been hesitating."

The salesperson told reporters that if you are in a hurry to get married, you can consider platinum rings, and there has been no big price fluctuation recently.

The reporter visited several brand gold stores in Chengdu and found that the listing price of gold jewelry today is slightly lower than that of 730 yuan per gram a few days ago. At present, the prices of jewelry in gold jewelry stores of brands such as Lao Fengxiang, Chow Tai Fook and Zhou Shengsheng are mostly between 720 yuan and 728 yuan per gram. In the actual purchase process, different brand stores will give different degrees of concessions through in-store concessions, discounts and full reduction, and the final price will be between 680 yuan and 710 yuan per gram.

"The peak period of gold consumption is generally around the New Year. Now, after entering March and April, consumers’ purchasing enthusiasm has declined, and passenger flow and transactions will be less." A clerk in a gold jewelry store told reporters that the price of gold has been rising recently, and some "non-just-needed" consumers will also choose to wait and see.

Explore the reasons for the sudden drop in the price of gold

After analysis, the researchers studying financial issues in the Climate Change and Energy Transformation Project of Peking University Energy Research Institute believe that the main reasons for the current downward trend of gold prices are as follows:

First, the value of the dollar has risen. As a substitute for the reserve currency, gold has an inverse relationship with the value curve of the dollar. Recently, the value of the dollar has suddenly increased, and investors have chosen to buy a large amount of dollars and sell gold at the same time, and the price of gold has decreased accordingly.

Second, the interest rate is raised. Recently, former US Treasury Secretary LawrenceSummers said in an interview with relevant media that the public should accept the possibility of raising interest rates by the Federal Reserve, rather than lowering interest rates. Therefore, the increase of interest rate will make investors consider whether it is reasonable to continue to buy gold without interest, which will lead to a decline in their willingness to buy, and then affect the price of gold.

Third, the expected production capacity of gold ore has increased. According to the relevant data released recently by Canadian mining giant osino, its Gemini mine project in Namibia will provide its parent company Yintai Gold with a gold production capacity of not less than 5 tons/year after it is put into production. Yintai Gold expects that the total gold production will rise to 12 tons in 2025. At the same time, Zijin Mining also expects the gold production capacity to rise to 73.5 tons in 2024. It can be seen that the increase in gold production will lead to oversupply, which will lead to a decline in gold prices.

Experts believe that the particularity of gold itself determines that it has an extremely complex market environment. For investors, it is necessary to always remember not to blindly follow the trend, "chase up and stop falling", carefully analyze the reasons for the rise and fall of the value of the invested products, and make a reasonable investment plan according to their own wealth level. Only by doing what they can can be stable and lasting and be invincible in the market. (Wu Shihao)

Comprehensive from shanghai securities news, china economic herald, China Business Daily, cover news, etc.

Sichuan’s first brand-new brand-Guoya brand, nearly 100 luxury cars are on the market.

Sichuan province introduced the first luxury car with a trademark, and the price was as high as several million dollars.

Guoya, the first new flagship of Hongqi, ushered in a brilliant delivery day in Sichuan. This is not a simple handover ceremony, but a milestone in the domestic luxury car industry. This car is definitely a sincere gift, designed for those who enjoy the elegance and luxury from the East in the cumbersome official procedures.

Red Flag is a luxury car with millions of units. It sticks to the old road of Rolls-Royce and draws inspiration from Bentley, but it is different in some small details. Its logo resembles Rolls-Royce’s "Goddess of Flying", which skillfully combines the charm of high technology. It is like God’s arrival when it is launched, and quietly retracts when it is closed. Every time it is opened and closed, it shows the special status of the owner.

Guoya introduced 3.0TV6 and 4.0 T hybrid power. Guoya’s price is relatively low, only 1.1-1.2 million yuan, which exempts expensive luxury goods tax. The other model sells for about 1.3 million yuan, which is widely expected. The top version is even close to 1.8 million yuan (including purchase tax), and it is difficult to hide its glory as the pinnacle of domestic luxury cars: the ultra-thin body of 5353 mm makes Guoya and a star class D. Give play to your own strength and be proud of being a nation that has been questioned.

At the moment when consumption is downgraded, companies like Hongqi naturally give the market more choices. Just like the leading app in the field of e-commerce, it is hard to pull out a piece of meat from a giant such as a treasure.

It is reported that Lingchao is the hottest new e-commerce platform this year, and it has played the slogan of "reducing prices without degrading quality" at a time when the whole people save money. Leading the tide app has pushed the imported high-luxury prices of Adi tide shoes, water ghost watches and Kouchi men’s and women’s bags, which are sought after by young people, from thousands or even thousands to less than 200, and it took only four months to rush to the top of the download list. It confirms the evaluation of many young users: consumers don’t care who is more famous, only care who is more cost-effective!

It can be seen that the choice of the market is the choice of consumers, and the most important thing to do a good job in the enterprise is to do a good job in cost performance.

This luxury 4.0 T 8-cylinder model shines brightly in the sun, and the price of more than 1.8 million yuan is not as good as that of Maibakh S580, but judging from the interior, the temperament of this car makes everyone present feel proud. A car is not only a car, but also a symbol of social status, which is a clear manifestation of a nation’s strength and confidence.

Nationwide, with the strong support of domestic famous brands, the appearance of Hongqi Guoya has been highly recognized by the government. Hongqi Guoya not only surpassed Maibakh and Bentley in sales performance, but also won the glorious title of highway and highway special car. Sichuan’s first 8-cylinder top 4.0 T engine was booked, which is not only an affirmation of Hongqi brand, but also shows that it has great confidence in the development prospect of luxury cars in China. This convenience without government approval gives this luxury car a "public" atmosphere, and it also shows that it will be the first choice for more tasteful people.

At the end of summer and the beginning of autumn, walking through the millions of acres of forest in Saihanba, I felt the sky blue and green trees, green everywhere and cool breeze blowing gently.

Yuan Zhongwei, the third-generation forester of Saihanba Machinery Forest Farm, pointed to a piece of Pinus sylvestris var. mongolica more than one meter high on the rocky sunny slope of Juzigou in Matikengying Forest Area of Qiancenban Forest Farm in Saihanba, and said that these trees were the new green they planted in the cracks of the stone this year.

Saihanba mechanical forest farm in early autumn is full of greenery.Photo by Gao Junhu

"Afforestation on stony sunny slopes is a world-class problem. Some experts once said that it is difficult to plant trees here. In 2011, when I came to Saihanba, I was catching up with Israel ‘ Three generations of Lin ’ The Saihanba people, who are the main force, launched a general attack on the100,000-mu rocky sunny slope with little soil, steep slope and difficult water storage. " Yuan Zhongwei recalled.

The rocky sunny slope of Juzigou is 1600 meters above sea level, with a slope of 30 degrees, and the thickest soil layer is only 10 cm, so the road to afforestation is full of difficulties. After repeated trial planting, they found that Pinus sylvestris var. mongolica was drought-resistant and cold-resistant, and had low requirements for soil and climate, and eventually became the main tree species for afforestation on rocky sunny slopes.

Choosing good afforestation tree species, the road of afforestation on rocky sunny slope has just begun.

"There are three main difficulties in tackling afforestation: thin soil layer, less water and difficulty in planting trees." Yuan Zhongwei told reporters that there is only a thin layer of soil on the rocky sunny slope. In order to ensure the survival rate of saplings, they transported some soil from other places to cover it. In order to ensure sufficient moisture, they use film mulching technology to fix moisture. When it rains, rainwater can flow along the film to the roots of Pinus sylvestris var. mongolica, and at the same time, it can also ensure that water does not evaporate.

In addition, planting trees and transporting seedlings on the hillside is also a big problem, which can only be carried by mules and carried by people. It takes more than an hour to get down once.

Saihanba people planted Pinus sylvestris var. mongolica on stony sunny slopes. Yuan Zhongwei

The tree is alive. Yuan Zhongwei and his colleagues have long had their own plans on how to protect this piece of Pinus sylvestris forest on the hillside.

"In fact, when planting trees, we took into account that most of these slopes are steep and difficult to raise, so we left enough room for Pinus sylvestris var. mongolica to grow. Only 55 trees were planted per mu, and the afforestation density was half less than that of the flat land." Yuan Zhongwei said.

Nowadays, at first glance, the once desolate rocky sunny slope of Saihanba has become an evergreen forest, and the contiguous Pinus sylvestris var. mongolica is lush. Just this year, the task of afforestation on the rocky sunny slope of Saihanba Forest Farm was basically completed, and the survival rate of afforestation reached over 90%, and remarkable results were achieved in preventing wind, fixing sand and conserving water sources.

"At first, when we planted trees on stones, everyone was a little hesitant, but we were greatly encouraged by the thought that the foresters of the older generation would turn millions of acres of desert into millions of acres of forests. Today, we have also built forests on the barren hills, so that the barren hills are covered with new green and the stones are blooming. " Yuan Zhongwei said proudly.

Especially in the last year, Saihanba accelerated the afforestation on the rocky sunny slope and completed more than 1,700 mu of afforestation.

Saihanba mechanical forest farm. Photo by Gao Junhu

Prosperous times make forests flourish, which will benefit future generations. This year marks the 60th anniversary of the establishment of Saihanba Mechanical Forest Farm. With the hard work of generations of Saihanba people, the ecological benefits of Saihanba have become more and more remarkable. Forests and wetlands conserve 284 million cubic meters of water every year, releasing 598,400 tons of oxygen, fixing 860,300 tons of carbon dioxide and completing 160,000 tons of carbon sink transactions.

Today, the "three generations of Lin" have taken over the banner of their predecessors and continued to write the green legend of Saihanba with their youth and blood, so that this piece of green will last longer.

Producer: Li Yao

Planning: Li Tiebing

Coordinator: Guo Qingmin

Shooting: Gao Hang Qin Qihan

Interview: Joya

Production: Gaohang

Poster: Li Yuanhua

Spy photo express

WEY’s appearance adopts the square box shape commonly used in hard-core off-road vehicles, which is obviously different from the urban streamlined design style of the previous generation models of WEY brand, but it is somewhat similar to it. This masculine shape is easy to stimulate male hormones! It’s exciting!

The side spy photos show that the ground clearance of the real vehicle is high, and the approach angle and departure angles are large, so the off-road performance is worth looking forward to. It is worth noting that in the spy photos, a spare tire was placed on the tailgate and another spare tire was placed under the car. The design of double spare tires can be said to be fully prepared for high-intensity off-road

The interior design still has a certain sense of luxury, especially the two connected screens, which are very imposing. It is estimated that its car system will be more comprehensive and more powerful.

In terms of power, WEY300 has three power forms: fuel /HEV/PHEV, equipped with 8AT gearbox and 9AT gearbox. 3.0 GDIT engine+China’s first vertical 9AT gearbox, the power reaches 260 kW, and the peak torque is as high as 500 Nm. After matching P2 hybrid system, the total power reaches 380 kW and the total torque is as high as 750 Nm!

It is also equipped with an active suspension system with an adjustable range of 120 mm and a wading depth of 965 mm, so it can easily cope with moderate urban floods.

Such powerful power parameters and strong enough chassis settings make WEY tank 300 invincible in the off-road "battlefield"!

Technical analysis

On July 20th, Great Wall Motor announced that it would build a modular "Lemon" platform, use "Tank WEY" to build a luxury off-road vehicle belonging to China, and build a temperature-sensitive "coffee intelligence" architecture that can interact with AI.

Lemon, tank and coffee seem to have nothing to do with intelligence and technology, but they are the blueprint for Great Wall Motor to move forward in the next decade. The protagonist WEY Tank 300 in this paper is the first model of modular lemon platform.

WEY tank 300 is the beginning of the green lemon platform, and more SUVs and pickups with strong performance and different styles will be born. Standardized modular design and high scalability enable Green Lemon Platform to quickly build a series of exquisite models with outstanding performance and stable quality at very low research and development cost.

Brand impression

The first impression of WEY brand comes from this unique vertical logo, which originated from the flagpole of the landmark building "Baoding Zhili Governor’s Office" in Baoding, China, the hometown of Wei Jianjun, the founder of Great Wall Motor Group. The unique logo carries Wei Jianjun’s high-spirited fighting spirit. The English word ""below means "guidance and leadership".

WEY brand was born in November 2016. As an independent luxury SUV brand in China, WEY was destined to be a pioneer from the day it was born, and it was surrounded by more auras, but it also shouldered greater responsibilities.

In 2017, we moved from pioneering to leading: using standards to set a benchmark for the leaders of luxury SUVs in China; We forge ahead, leading China brands to break through themselves and keep moving forward.

In 2018, we will surpass WEY: from WEY in China to WEY in the world, and become the pioneer of China brand’s upward and outward breakthrough.

In 2019, a new vision, a new world: WEY was inspired by design and became the choice of young people; WEY is perceived by China customers with China style; WEY is guided by strength and is determined to move forward; WEY opens up a new world with a forward-looking vision.

In 2020, WEY Tank 300 was born, adhering to the mission of "bringing luxury at your fingertips to China and WEY luxury to the world" and taking "becoming a global luxury SUV leader" as the vision.

Do not forget your initiative mind, keep moving.

　　Recently, NATO has increased the deployment of military forces in Eastern Europe. The picture shows October 13th, in siauliai, Lithuania, NATO E— 3A airborne early warning aircraft arrived at the air base. Xinhua news agency

　　The two-day meeting of NATO defense ministers ended in Brussels, Belgium on October 27th. The meeting decided to expand NATO’s military presence in Eastern Europe in order to deter Russia from "constantly invading". In response, Russia immediately responded by strengthening its military strength in the Baltic Sea. Some analysts pointed out that with the escalating military wrestling between NATO and Russia in the Baltic region, the suspicion of the Cold War once again shrouded.

　　With the complete integration of land, sea and air, NATO sent 9,000 more troops to five countries in Eastern Europe.

　　At the press conference after the meeting, NATO Secretary General Stoltenberg said that NATO will deploy four battalions of multinational forces in the Baltic countries and Poland early next year. The defense chiefs of several NATO member countries responded positively at this meeting and announced their plans to send troops to form this multinational force.

　　It is reported that the total strength of these four battalions is 4,000, and the configuration strength also includes armored forces and drones. These fighting forces will be combined with missile defense, air patrol and cyber attack defense, and when potential conflicts occur, more forces will be assembled to advance to the Baltic Sea and Poland.

　　The four battalions will also be supported by a NATO rapid reaction force. The strength of this rapid reaction force was only 13,000 last year, and now it has expanded to 40,000. It can reach any place in the world by land, sea and air within a week, and deploy a vanguard of 5,000 troops within 48 hours.

　　Stoltenberg also announced that Canada, Germany, the Netherlands, Poland, Turkey, Britain and the United States will also send troops to join a new NATO brigade in Romania to strengthen their military presence in the Black Sea. The brigade has at least 5000 people. Britain will also send Typhoon fighters for the first time to patrol the Black Sea and provide air support for Turkey.

　　The British "Daily Mail" analysis believes that this will be NATO’s largest military deployment in Eastern Europe since the end of the Cold War, showing NATO’s determination to fight with Russia.

　　Russian threat? Putin said it was ridiculous.

　　Stoltenberg said that Russia has assembled more than 330,000 troops on the borders of NATO member countries. "Just this month, Russia deployed a nuclear warhead-capable ‘ Iskander ’ The missile unilaterally tore up the agreement reached with the United States on handling weapons-grade plutonium. "

　　"The multinational force we formed this time is a real multinational force, which sends a very clear message: NATO is one, and attacking any member state is an attack on our collective." Stoltenberg claimed that the main purpose of NATO’s military presence in the Baltic and Black Seas is to strengthen the collective defense force, aiming at deterring Russia and preventing conflicts rather than provoking them.

　　Grushko, Russian representative to NATO, said that since 2014, the NATO defense ministers’ meeting has not sent any signal to improve the relations between Russia and NATO. Although it has always claimed to "keep an open dialogue", it has actually been comprehensively curbing Russia. It is expected that this momentum will continue for a long time.

　　Russian President Vladimir Putin said at the Valdai International Forum a few days ago that Russia is not prepared to invade any country, and the analysis materials of some experts in Europe and America are incredible, stupid and unrealistic. The United States and NATO have a total population of about 900 million, while Russia has less than 200 million. It is ridiculous to talk about the Russian threat theory. However, it is profitable to publicize the imaginary Russian military threat and deploy troops and weapons near Russia’s borders. It can cater to the interests of superpowers and bring more military budgets to our country.

　　The British Guardian website commented that after the end of the Cold War, the whole world thought that it would be easy to breathe from now on, and it would no longer live in the nuclear terror of the hegemony of great powers. But now, as NATO and Russia continue to engage in military wrestling in the Baltic Sea, people are beginning to worry about whether they will return to the terrible old days.

　　Give birth to new fears and cast a shadow over regional security and stability.

　　Zivadin Jovanovic, President of the Belgrade Equal World Forum, said in an interview with this reporter that many conflicts in the world are caused by fear, and the surge in troops in sensitive areas is a major cause of fear. NATO’s large-scale deployment of troops in Eastern Europe will stimulate Russia to generate new fears, which will inevitably trigger a new round of arms race and bring new unstable factors to the already fragile regional security.

　　Jovanovic believes that NATO is a product of the Cold War, which has already ended, and NATO should have entered the history museum long ago. In order to seek legitimacy for its continued existence, NATO has been involved in regional conflicts since the end of the Cold War, from Afghanistan and Iraq to Libya and Mali. However, wherever NATO went, it eventually left behind a mess that could not be cleaned up. People’s livelihood was depressed, the economy was paralyzed, society was in turmoil, terror prevailed, innocent civilians were massacred, and survivors were forced to embark on the road of escape. Europe is also a victim of NATO’s global military intervention led by the United States, and the refugee tide that has plagued Europe is a bitter fruit planted by NATO.

　　"Russia Today" news agency quoted danilov, director of the European Security Department of the European Institute of Russian Academy of Sciences, as saying that there was no reasonable explanation for a series of actions of NATO in its relations with Russia. To limit Russia’s need for "leverage", the West can now be described as "indiscriminate leverage". It is impossible to prohibit Russian warships from crossing the Da Daniil Strait, and it is also impossible to prevent Russia from cooperating with the Syrian government, so there is a "pragmatic approach" for NATO to expand its military presence now.

　　Ermak Fu, an expert at the Russian Institute of Strategic Studies, believes that Russia is now suffering from the consequences of the wrong policies in the 1990s, and Russia did not fully prevent NATO’s eastward expansion when withdrawing its troops from the Baltic and Eastern European countries. However, the west does not intend to abide by the agreement signed with Russia, so now NATO has reached its doorstep. What Russia is worried about is not the military strength currently deployed by NATO, but this trend.

　　(People’s Daily, Brussels, Moscow, October 28th, reporter Ren Yan in Belgium, reporter Qu Song in Russia)