＂WeChat Alipay collection code can’t be used for business collection in the future＂ is a misunderstanding.

　　"WeChat and Alipay collection codes cannot be used for business collection"

　　Today’s hot search on this topic has attracted everyone’s attention.

　　This news comes from the new notice of bar code payment supervision recently issued by the central bank. On October 13th, 2021, official website, the central bank, issued the Notice of the People’s Bank of China on Strengthening the Management of Payment Acceptance Terminals and Related Services, which put forward a series of management requirements for acquiring institutions and clearing structures. At the same time, bar code payment has also been included in the supervision, and specific provisions have been made on the use of personal collection bar codes, which will be implemented on March 1, 2022.

Careful netizens found the key words.

　　The new regulations do not completely prohibit the commercialization of payment codes.

　　It’s just that you can’t make business collection through personal collection barcode.

　　These netizens are right √

　　Collection codes are divided into personal and business collection codes, among which the personal static collection bar code is the main one to be constrained. According to the regulations, in principle, personal static collection codes are prohibited from being used for remote non-face-to-face collection, and users of personal collection bar codes with obvious business characteristics are managed with reference to special merchants. For individual users with obvious business characteristics, please refer to the management of special merchants, and require such individual users to provide merchant collection barcodes to improve the service quality of individual operators.

　　Simply put, merchants are required to provide WeChat and Alipay business QR codes, and they cannot use personal QR codes to collect business receipts in the future.

　　it is reported

　　Individuals can change the receipt code application for business purposes.

　　However, the relevant departments of the changed standards are still studying.

　　In fact, as early as June this year, in the consultation draft of the notice, the relevant contents of strengthening the management of POS acquiring "one machine, one household" have been pointed out, and the official documents are more supplements to the management of barcode payment terminals.

　　Importance of Supplementary Management of Bar Code Payment

　　The collection bar code (that is, the personal two-dimensional code collection code) is taken advantage of by criminals to transfer illegal and criminal funds.

　　Some criminals use the receipt bar code to transfer gambling funds, providing a payment channel for cross-border gambling activities.

　　Effectively cut off the "capital chain" of crimes such as cross-border gambling.

　　The new notice of bar code payment supervision for the individual payment bar code users with obvious business characteristics, only need to change the individual payment bar code into the merchant payment bar code (refer to the management of special merchants), and the payment will not be affected.

　　For ordinary consumers, normal code scanning payment or collection has no effect.

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